Last year an elderly relative had a stroke. She started her day fully capable and ended it needing 24-hour nursing care for the rest of her life. If you aren’t familiar with the costs of round-the-clock nursing home care, it can be $5,000.00 a month or more out-of-pocket after Medicare coverage expires. She needed Medicaid approval, so I helped her. Her case was an “easy” one because she has few assets and very little income. Still, it took months and two denials before I got her approved. Honestly, I don’t know how people do it without professional help.
I’ve learned that Medicaid approval is surprisingly difficult in Texas. I’m only half-joking when I say the process seems designed to get the applicant to give up. The rules are unclear and it is easy to make a mistake that leads to a denial. Virtually everyone starts the process with too much income, too many assets, and too large of a debt load. The road to approval often requires substantial pre-application planning. There are so many potential roadblocks that it makes sense to hire an attorney to navigate through the process.
So, I’ve expanded my practice to include helping Texas residents get Medicaid approval. This could be an elderly or disabled person who needs nursing home, institutional, or home care, or who works but needs help with medical expenses. Or, someone who needs help paying Medicare costs such as premiums, co-pays, or deductibles. Or, a parent with a disabled child who doesn’t qualify for traditional Medicaid because their income is too high.
If you or someone you know needs Medicaid assistance, here is where you can schedule a free telephone appointment with me. In most cases it doesn’t matter where they live in Texas. I don’t require office visits; we can take care of everything without the applicant leaving their home. In the consultation I will gather the facts and answer questions. Then, I will report back within 48 hours with a written report explaining what we need to do to get an approved application.
Finally, let me tell you what I charge for my services. When I helped my elderly relative, I consulted several attorneys who do this kind of work. I was surprised by how much money you can spend getting approved for Medicaid! She could not afford any of them, so I helped her. I don’t want my fees to be a surprise, so I’ll let you know that I currently charge a flat fee of $3,000.00 for this service. In some situations it makes sense to pay the full fee up front if it helps with an asset problem. Otherwise, I do offer a payment plan.